HOW IT WORKS



What is Debt-Review?


The National Credit Act formally introduced Debt Counselling / Debt Review to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

A debt solution company consolidates all your debt into one monthly payment and reduces your interest rates, based on your circumstances. This debt protection forms part of the National Credit Act. Credit providers cannot take legal action against you if you go under debt review.

If you are over-indebted and falling behind with your debt repayments, debt review can protect your assets by arranging a structured, affordable repayment plan for your outstanding debt.

HOW IT WORKS



What is Debt-Review?


The National Credit Act formally introduced Debt Counselling / Debt Review to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

A debt solution company consolidates all your debt into one monthly payment and reduces your interest rates, based on your circumstances. This debt protection forms part of the National Credit Act. Credit providers cannot take legal action against you if you go under debt review.

If you are over-indebted and falling behind with your debt repayments, debt review can protect your assets by arranging a structured, affordable repayment plan for your outstanding debt.

Application Checklist

  • ID Document
  • Proof of Income
  • Proof of Residence
  • List of Living Expenses


BENEFITS OF DEBT REVIEW


Pay only what you can afford, with one single monthly payment.

FINANCIAL-RELIEF-FROM-DAY-ONE!

Financial relief from day one

Reduced-monthly-expenses2

Reduced monthly expenses

Legal-protection

Legal protection against your creditors

Protection-against-repossessing-of-assets

Protection against repossession of assets

No-more-Annoying-calls-from-debt-collection-attorneys

No more debt collection calls

YOU-GETTING-YOUR-DIGNITY-BACK-AND-LIVE-AGAIN!!

You get your dignity & life back again


BECOME DEBT-FREE IN 5 EASY STEPS!


Tack back control of your finances! Clear your credit record and become debt free!





Talk to a consultant




It’s free of charge and only takes a few minutes.

Complete our telephonic debt assessment and provide us with the details of your current financial situation.
Let us to do a free credit check.



We review your accounts




We review your information to better understand your financial position.

Our Debt Counsellor will assess your monthly expenses and debt to determine whether it exceeds your monthly income.



You'll be placed under Debt Review




You will be protected from your creditors.

We will notify your Credit Providers and the Credit Bureaus that you are under Debt Counselling/Debt Review. They may no longer contact you directly.



You pay one, reduced monthly repayment




We negotiate with your Credit Providers and restructure your debt repayments.

Your debt is restructured into a single monthly payment amount that you can afford, based on your current living expenses and income.



The process is finalised




Your repayment plan becomes a court order.

Our specialist attorneys will apply at the court to make your restructured payment plan a court order, ensuring that you are protected against legal action taken by your Credit Providers.

BECOME DEBT-FREE
IN 5 EASY STEPS!


Tack back control of your finances!
Clear your credit record and become debt free!





Talk to a consultant




It’s free of charge and only takes a few minutes.

Complete our telephonic debt assessment and provide us with the details of your current financial situation.
Let us to do a free credit check.



We review your accounts




We review your information to better understand your financial position.

Our Debt Counsellor will assess your monthly expenses and debt to determine whether it exceeds your monthly income.



You'll be placed under Debt Review




You will be protected from your creditors.

We will notify your Credit Providers and the Credit Bureaus that you are under Debt Counselling/Debt Review. They may no longer contact you directly.



You pay one, reduced monthly repayment




We negotiate with your Credit Providers and restructure your debt repayments.

Your debt is restructured into a single monthly payment amount that you can afford, based on your current living expenses and income.



The process is finalised




Your repayment plan becomes a court order.

Our specialist attorneys will apply at the court to make your restructured payment plan a court order, ensuring that you are protected against legal action taken by your Credit Providers.



We'll Call You!


Complete the below form


* Required fields


Contact Us


Take the first step to becoming DEBT-FREE!
Let us help you!


010 288 2921 | 010 288 2920

info@lawaid.africa 


We'll Call You!


Complete the below form


* Required fields


Contact Us


Take the first step to becoming DEBT-FREE!
Let us help you!


010 288 2921 | 010 288 2920

info@lawaid.africa